Now when you want financing for a Heating Unit, Air Conditioning System, Heat Pump or HVAC System, you can choose First Financial Bank as your lender. With financing from us, you'll enjoy:
Now when you want financing for a Heating Unit, Air Conditioning System, Heat Pump or HVAC System, you can choose Microf as your lender. HVAC Financing and Leasing: Stay Comfortable All Year-Round Without Breaking the Bank!
Heat & Air Conditioning Financing and Leasing made easy. Even with bad credit.
With Microf’s HVAC financing and leasing options, you and your family can enjoy year-round comfort in your home without draining your bank account or maxing out your credit cards. Our Lease Purchase Program offers flexible, pay-over-time lease options, with the ability to pay off early, and we regularly work with customers who have challenged credit.
Ready to replace your HVAC system and keep your finances intact? Apply today with Microf for peace of mind and comfort in every season.
Is your HVAC system showing any of these symptoms? If so, it may be time for a replacement:
Spring and fall are the ideal times to purchase a new HVAC system. During these seasons, demand for furnaces and air conditioners is lower, so HVAC companies often offer systems at reduced prices. Take advantage of these off-peak periods to save on your new system.
Even with a low credit score, you have options. You could use a credit card, but Microf’s flexible, pay-over-time financing and leasing programs allow you to preserve your credit card’s available balance for other emergencies. Our lease options come with the ability to pay off early, making it easier to manage your budget.
Every household and market is different, but with Microf’s HVAC financing options and the energy-saving technology in modern heating and cooling systems, a new HVAC system could save you money over time. The efficiency of today’s systems often offsets the initial investment through lower energy bills.
No perfect credit required! Microf’s Lease Purchase Programs allow you to avoid large upfront payments and make affordable monthly lease payments instead. There’s no long-term commitment, and once all payments are made, you own your heating and cooling unit outright.
Applying is simple, even if you have poor credit. Visit Microf.com to explore the latest financing and leasing options and follow the straightforward application process. Start your journey to a more comfortable home today!
When considering HVAC services, a common question is whether financing options are available to help manage the costs. The good news is, there are numerous financing solutions to suit different needs and budgets.
Bank Loans: Major banks and financial institutions often provide personal loans that can be used for HVAC installations or repairs. These loans typically offer a fixed interest rate and set repayment terms.
Credit Cards: Many homeowners opt to use credit cards for flexibility in payments. Some cards come with perks like cashback or points, which can be an added benefit.
Manufacturer Financing: Several HVAC manufacturers partner with financing companies to offer plans directly to customers. These plans can include promotional offers such as zero interest for a set period.
Home Equity Lines of Credit (HELOC): If you’ve built up equity in your home, a HELOC might be a viable choice, often delivering lower interest rates compared to other loans.
Government Programs: In some regions, government programs may be available to support energy-efficient upgrades. These can include rebates or low-interest loans for installing energy-efficient HVAC systems.
When selecting a financing option, it's crucial to take into account:
Financing can make it easier to afford high-quality HVAC services without straining your budget. With numerous paths available, thorough research can help identify the best fit for your financial needs.
